8 Things Not Covered By Homeowners Insurance

Night thunderstorm cartoon image

Things Not Covered By Homeowners Insurance Homeowners insurance covers a lot of head-ache issues, but many consumers confuse a basic home insurance policy with full umbrella coverage. If you are a homeowner it’s important to know what is and what is not covered. In many cases the additional coverage is a simple add-on to your … Read more

The Renters Insurance Guide 2020

Woman Holding Rental Insurance Policy

Renters Insurance Guide If you are like most people, the home or apartment you rent is filled with your possessions, from your priceless family photos to your laptop and your $200 linen bedsheets. Although your landlord probably has an insurance policy, it is meant to protect the building, not your possessions. The good news is … Read more

Home Insurance Does Not Cover Termites

Wood Beams In Home Attic No Termites

Home Insurance Does Not Cover Termites As the summer weather heats up, millions of homeowners face the unpleasant risk of termite damage in their homes. According to the National Pest Management Association (NPMA), the unwelcome guests cause an estimated $5 billion in damages in the United States every year. Often considered “silent destroyers,” the damage … Read more

How To Get The Best Homeowner Insurance Rate

Best Homeowner Insurance Rates There are a lot of variables that come into play when talking about homeowner insurance rates. First there is the home itself. What is the home appraised at and what are the risks? Is it in a flood zone, have a wood-burning stove, or is neighborhood crime a factor? And then … Read more

Should I Buy Life Insurance Now Or Wait?

Calculator and Life Insurance Policy Forms

Should I Buy Life Insurance Now If you’re like most consumers, then buying a life insurance policy isn’t at the top of your list. I mean, you’re buying it with the hope that you’ll never need it, right? It’s not exactly something that people like to think about. However it would be a mistake to … Read more