8 Things Not Covered By Homeowners Insurance

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Things Not Covered By Homeowners Insurance Homeowners insurance covers a lot of head-ache issues, but many consumers confuse a basic home insurance policy with full umbrella coverage. If you are a homeowner it’s important to know what is and what is not covered. In many cases the additional coverage is a simple add-on to your … Read more

Home Insurance Does Not Cover Termites

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Home Insurance Does Not Cover Termites As the summer weather heats up, millions of homeowners face the unpleasant risk of termite damage in their homes. According to the National Pest Management Association (NPMA), the unwelcome guests cause an estimated $5 billion in damages in the United States every year. Often considered “silent destroyers,” the damage … Read more

How To Get The Best Homeowner Insurance Rate

Best Homeowner Insurance Rates There are a lot of variables that come into play when talking about homeowner insurance rates. First there is the home itself. What is the home appraised at and what are the risks? Is it in a flood zone, have a wood-burning stove, or is neighborhood crime a factor? And then … Read more